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BASIC HABITAT HOUSE DESCRIPTION

Your home MAY or MAY NOT include the following:

BASIC HOUSE INCLUDES:

  • 1,200 square feet (including exterior storage)
  • Porch and rear deck
  • Steps or stoops at all entrances
  • Concrete steps and retaining wall when necessary
  • Lawn graded, seeded and strawed
  • Sidewalk at one location
  • Laundry hook up only (electric dryer hookup)
  • Steel entry doors with deadbolt locks
  • Residential carpet and/or vinyl flooring
  • Water heater and furnace
  • Low maintenance exterior vinyl siding
  • Insulated windows with screens
  • Electric range
  • Refrigerator
  • Central air conditioning
  • One full bathroom
  • 2 or 3 bedrooms
  • Three phone jacks
  • Ample closet space
  • Detached storage shed

The basic house does NOT   include the following: Garbage disposal, Dishwasher, Special doors or trim work, Ceiling fans, Special cabinets, Curtains or blinds, Garage or carport, Fence or a Freezer.

FREE CREDIT REPORTS FOR NEW JERSEY RESIDENTS

New Jersey residents are legally entitled to one FREE credit report each year.

Contact one of the following Credit Reporting Bureaus:

EQUIFAX:  1-800-685-1111

EXPERIAN:  1-888-397-3742

TRANS UNION:  1-800-888-4213

CLOSING COSTS & DOWN PAYMENT SCHEDULE

You must begin saving money each month to pay the “closing costs” on your Habitat home mortgage.  This money must be paid before you can move into your home.  Presently, the average closing cost for one of our homes is approximately $3,500.00.  Listed below are the items involved in the closing costs.

  • TITLE INSURANCE
  • SURVEY
  • SETTLEMENT FEE
  • NOTARY FEE
  • RECORDING FEES
  • TRANSFER TAX
  • DOCUMENT PREPARATION
  • HOMEOWNERS INSURANCE
  • TAX ESCROW (3 MONTHS)

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the Nation.  We encourage and support an advertising and marketing program in which there are no barriers because of race, color, religion, sex handicap, familial status, or national origin.